Our client is a regulated digital finance platform in Southeast Asia, combining an everyday e-wallet with a crypto trading platform. It serves millions of verified customers with bill payments, QR merchant payments, domestic and cross-border remittances, and crypto trading. Its crypto services cover a broad range of digital assets, and it offers institutional and OTC services alongside its retail products.
The company has been operating for over a decade under central bank supervision, holds a growing portfolio of payments and digital asset licences, and processes tens of billions of dollars in annual volume. As it expands regionally, it is investing heavily in a unified risk framework that spans fiat and on-chain activity.
The opportunity
Our client is hiring an experienced Risk Strategy Leader to design and run its end-to-end risk control framework across fiat and crypto. The role owns fraud prevention, AML strategy and fund flow risk management across the full customer lifecycle, from fiat on/off-ramps to on-chain transfers.
This is a hands-on strategy and decisioning role. The successful candidate will be able to trace funds across rails, spot suspicious patterns and drive clear, defensible account actions. It is not a regulatory-facing MLRO or compliance officer position. The role partners closely with the regional Risk & AML operations team, which handles local execution.
Key responsibilities
End-to-end risk strategy (fraud, AML and fund flows)
- Own the fraud prevention and AML strategy across fiat and crypto
- Design controls across onboarding, login, fiat deposits and withdrawals, trading and crypto transfers
- Mitigate payment fraud, account takeover, mule activity, scams and money laundering
- Build unified strategies linking user behaviour, transaction activity and fund flows
- Balance risk control with customer experience and operational efficiency
Fiat risk and payment flow control
- Design and optimise risk strategies for fiat on-ramp and off-ramp flows, including bank transfers, e-wallets and local payment rails
- Monitor incoming and outgoing fiat transactions for fraud and AML risk
- Define review, approval and escalation mechanisms for high-risk transactions
- Work with payment partners and internal teams to manage risk exposure
Fund flow analysis and risk decisioning
- Trace end-to-end fund flows across fiat and crypto
- Identify layering, structuring, mule networks and fraud-linked flows
- Make or guide account-level decisions (allow, block, restrict, freeze, escalate)
- Build consistent, explainable decision frameworks
On-chain risk and tooling
- Optimise a leading blockchain analytics platform to strengthen on-chain monitoring
- Turn blockchain intelligence into actionable strategies, such as scam flows and high-risk wallet exposure
- Integrate analytics signals into internal systems for automated decisioning
- Evaluate alternative tools where needed
Risk systems and platform development
- Lead the design of scalable risk infrastructure, including rule engines, decision engines and case management
- Build unified systems supporting fraud, AML and fund flow monitoring
- Drive real-time decisioning and reduce reliance on manual processes
Data-driven optimisation
- Identify emerging fraud and AML typologies through data analysis
- Define and track key metrics: fraud loss, detection rate, false positives and operational efficiency
- Run testing frameworks, including A/B testing, rule tuning and segmentation
Leadership and collaboration
- Build and lead teams across risk strategy, fraud operations and AML operations
- Work closely with the regional Risk & AML team on execution and local alignment
- Partner with Product, Engineering, Compliance and Operations globally
About you
Experience
- 8+ years in fraud risk, AML, payments risk or risk strategy, including 3+ years in leadership
- Background in payments, crypto exchanges or fintech platforms
- Proven experience managing fiat transaction risk and/or payment fraud
Core competencies
- Deep expertise in anti-fraud (ATO, payment fraud, scams) and AML
- Strong understanding of fiat transaction flows, payment systems and risk controls
- Ability to trace funds across fiat and crypto and identify suspicious patterns
- Experience making or guiding block, freeze and restrict decisions
- Experience designing scalable risk strategies and rule systems
Tools and data
- Hands-on experience with blockchain analytics tools (Elliptic, Chainalysis, TRM or similar)
- Ability to translate tool outputs into decision logic
- Strong data skills: SQL required, Python preferred
Leadership
- Strong cross-functional leadership and execution
- Experience working with regional or distributed teams
- Fluent English
Why this role
- Own risk strategy across a platform that connects everyday payments with digital assets
- Real influence on infrastructure, tooling and decisioning, not just policy
- Lead a growing function at a regulated, scaling business
- Work across regions with a collaborative leadership team